Housing loan can be availed maximum upto Rs.140,00,000/-. For housing loans ROI starts at 7.50 %* p.a. onwards the repayment period can be maximum of 240 months.
For construction / purchase of houses/ flats by individuals for residential use or for repayment of loan obtained for purchase / construction of house property.
Loan Amount : Maximum loan amount is Rs.140.00 lacs
ROI : Housing Loan- Priority Sector (Loan Up to Rs. 35.00 Lacs) ROI 7.50%p.a. to 8.50% p.a.
Housing Loan- Non Priority Sector ROI 9.75%p.a. to 10.75% p.a.
Tenure :
Maximum repayment period is of 240 months, inclusive of moratorium or repayment holiday granted.
Maximum 18 months from the date of initial disbursement or completion of construction, whichever is earlier.
Availability :Available at all TBSB branches
If you wish to apply for education loan and start the process online, you can also fill up this form and we will conncet with you for further details.
Documents : Easy Documentation
Collatral Security Needed : Mortgage of the residential house / flat purchased with bank finance.
Margin :20% of agreement cost. Stamp duty and registration fee not to be reckoned for eligibility.
Share holding : 2.5% of the loan amount & guarantors will have to become regular members of bank
Guarantor : Minimum two guarantors acceptable to bank having net income and net worth commensurate with the quantum of loan / EMI of housing loan.
Processing Fee : As per the prevailing schedule of service charges of our bank
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